Unsecured Business Lines of Credit
Unsecured Business Lines of Credit Build Your Financial Ratings
Capital Cash 312-473-4163 Funding offers unsecured business lines of credit. If approved, we will give you either a line of credit or credit cards, whichever you prefer, and if you use the credit wisely, you’ll see a noticeable boost in your credit score over time.
Good Credit
To start, you must have an existing good credit profile. If so, you can secure the credit without collateral. In order to determine how much unsecured credit we will offer, we will look at your credit profile and how much money your business brings in.
For Those Just Starting Out
What makes us different from other companies is we understand you might not have established business credit yet. As such, we will consider opening up a line up to $50,000 provided you or your partners have qualifying personal credit records.
For Those Established
If your business brings in $1 million to $10 million annually, we will consider a line of $100,000 to $500,000. In fact, we may offer
• Zero percent on business credit cards
• 1 percent to 5 percent on large credit lines
• Protection against subprime loans
The latter might not seem like a benefit, but if you don’t qualify for credit, we won’t give it to you. This protects you and your business from future, devastating default.
Small Business Loan
Small Business Loan with Capital Cash 312-473-4163 Funding
Capital Cash 312-473-4163 Funding is approved by the Small Business Administration as a Preferred Financial Services company, which means we can process a small business loan with fewer headaches. You must still go through an application process, but we work with the SBA directly to streamline the process for you.
Real Estate Financing
The SBA offers several funding programs through individual lenders like us, including the 7a and 504 programs. These programs are designed to help you get your hands on financing for real estate and equipment. For example, you may be approved for a loan with us to build, purchase, refinance, or renovate
• Automobile dealerships, repair shops, and washes
• Childcare facilities
• Gas stations
• Hotels/motels
• Veterinary practices
We also finance non-conforming properties, single-purpose buildings, and other commercial and industrial acquisitions.
To qualify for a business acquisition loan, you must show us that your business is well managed and has a positive cash flow. If so, we may prequalify you for funding within 48 hours after your application. Our loans will finance up to 90 percent of your purchase and carry 15-to-25-year terms. Even better, your amortized loan will never balloon on you nor will we penalize you for prepayment.
Equipment Financing
As mentioned above, we also work with the SBA to offer financing for equipment. You may have your operating premises but still need
• Diagnostic equipment
• Heavy equipment
• Laundry or dry cleaning equipment
• Machine tools
• Manufacturing equipment
• Medical equipment
• Printing and binding machinery
• Trucking equipment
With loans up to $5 million, you’re sure to secure everything you need to run and grow your business.
Reach New Levels of Success With Our Consumer Financing Program
At Capital Cash 312-473-4163 Funding, we aim to provide our clients with the best commercial financing solutions in the industry, which is why we are proud to include a consumer finance program in our portfolio. Through this program, we can help your business, whether it is small, medium, or large, launch a successful credit card program.
How Your Organization Benefits
There are many ways this program can benefit your business, including the following:
• You can build better brand awareness.
• This funding option can help you provide a large selection of financing options to your clients.
• Participation can increase your client base and encourage repeat business.
This program can also help you establish improved customer loyalty, so you enhance your brand and your overall profitability.
How Your Clients Benefit
Your customers also benefit in many ways when you take advantage of our consumer finance program. For instance, they will have access to a revolving line of credit, have the convenience of making payments incrementally over time, and experience fast and easy application processing.
We are ready and waiting to discuss our consumer financing program in-depth with you and go over how it can specifically benefit your organization and its customers. Schedule your initial consultation with a member of our team today by giving us a call!
Equipment Financing
Jumpstart Your Success With Equipment Financing
Here at Capital Cash 312-473-4163 Funding, we proudly finance nearly any type of business-related equipment, from software and bulldozers to computers and backhoes. We approve applications within 24 hours and offer exceptional interest rates with up to 84 months for repayment. Please keep in mind that our equipment financing options are for businesses that have been in operation for two or more years.
Our Programs
We offer several unique equipment leasing programs to meet the diverse needs of our client base. First, our startup program allows new businesses to lease their equipment to us in exchange for capital needed to enhance the success of their operations. Second, our sale and lease back program allows businesses to use the equity in existing equipment for working capital. Once all payments have been made, ownership is transferred back to the business.
Third, we offer a government and municipal leasing program that provides financing to qualifying government and municipal organizations, such as armed forces departments, libraries, police departments, public schools, fire houses, state agencies, and many others. Fourth and finally, we offer a B, C, and D credit program for businesses with less-than-perfect credit that need capital to run their operations.
Why Leasing Is Beneficial
There are many reasons why leasing all or a portion of your business’ equipment is advantageous. These include some of the following:
• You free up your business’ capital for other purposes.
• You only need to make fixed, low monthly payments back on the lease.
• Equipment leasing offers significant benefits for tax and accounting purposes.
• You can preserve your business’ existing lines of credit for your organization’s other needs.
• You prevent your equipment from becoming obsolete over time.
Get Your Operations Off the Ground By Financing Your Receivables
When you have to wait 30, 60, or even 90 days to receive payback from a customer, your business’ cash flow operations suffer. Instead of allowing your business to struggle while waiting for repayment, let us at Capital Cash 312-473-4163 Funding introduce you to our renowned accounts receivable financing program. This program allows us to purchase your discounted accounts receivable accounts in exchange for instant capital.
The Advantages of This Program
There are many reasons why financing receivables is an advantageous move for your organization:
• After approval, we can provide capital within a 24-hour period.
• We offer financing for businesses of all sizes, from Fortune 500 companies to small startups.
• You are not required to make fixed payments and your funding increases as your receivables increase.
• Your business is not subject to arbitrary decisions made by a loan board.
There are also many ways you can use the capital. For example, you can take advantage of bulk discounts on inventory, fund payroll in advance, manage seasonal demands, and much, much more.
Merchant Cash Advance
Why a Merchant Cash Advance Might Be Your Best Friend
Capital Cash 312-473-4163 Funding takes pride in its merchant cash advance offerings. Many small businesses run into snags no matter how long they’ve been in operation. If you need a boost in your operating capital, this type of advance may be perfect for you.
How it Works
Big financial institutions tend to shy away from lending money to smaller entities. As such, those business owners must find alternate methods of funding. You might qualify for a cash advance if you accept American Express, Discover, MasterCard, Visa, or other credit cards at your business. If you do
• Fill out an application
• Provide bank account information for the deposit
• Allow the advance to be paid back via future credit card sales
It really is that easy.
Numerous Benefits
Choosing us for your advance comes with many benefits. We
• Finance up to $200,000 for each qualifying business location
• Remit approved funds within seven days
• Offer financing to many who were rejected elsewhere
• Do not assess an application fee, closing costs, or demand collateral
With our advance, you can use the money for whatever you need, including advertising or inventory. Your remittance will be based on your credit card sales, so your payments are not fixed.
Purchase Order Financing
Stock Up With Purchase Order Financing
Whether your business is seasonal or you just want to take advantage of sale prices from your vendors, purchase order financing can give you the additional cash you need to secure presold goods. We here at Capital Cash 312-473-4163 Funding understand you don’t always have operating capital when you need it, which is why we offer this financial vehicle.
Applicable Goods
The types of goods you can use this funding for include finished goods and presold merchandise. The types of businesses we work with include those dealing in
• Domestic production
• Exports
• Imports
In fact, we work with
• Distributors
• Producers
• Resellers
• Wholesalers
If you need money so you can build your profits via additional goods, we can provide you with the cash you need to pay your suppliers. We’ll take care of the financing while you worry about sales.
Use the money to…
There are many reasons why you might want extra operating capital in your pocket. Common ones include
• Business and market share expansion
• Large customer orders
• On-time deliveries without a hitch
If you are in a bind and need to order extra stock for a customer and get it there without delay, we can finance the purchase for you.
Fast/Flexible Financing
Whether you need production financing or letters of credit, Capital Cash 312-473-4163 Funding can help. We want to ensure your success, so contact us today.
Yes, Your Business Would Benefit From a Stated Income Commercial Real Estate Loan
Major financial institutions do not make getting a business loan easy. In fact, many will not consider a small business loan of any kind. Save yourself the frustration and paperwork by applying for a stated income commercial real estate through Capital Cash 312-473-4163 Funding. We are much nicer than the big banks are.
Uses
You can use the borrowed money for many reasons. We don’t care if you want a loan to
• Boost working capital
• Consolidate your debt
• Purchase commercial property
• Refinance commercial property
• Renovate commercial property
We will look at the real estate in question and decide if it would work well as collateral for your loan, which makes it nice if you have less-than-stellar credit. As long as the property in question is valuable enough to cover the insurance, mortgage, and taxes of the loan, you should be good to go.
Less Fuss
Because we look at the property instead of you, you don’t have to worry about filling out mounds of paperwork and providing reams of supporting documentation. Properties we’ll consider include
• Apartment complexes
• Business complexes
• Restaurants
• Warehouses
This list isn’t exclusive, however. Talk with us about your commercial property even if it isn’t one of the above.
What to Expect
In general, this type of commercial real estate loan might be a good option for you if you have a 600+ credit score and proof of income (W2 or self-employment documentation). We will finance
• Auto service, office, retail, self-storage, or warehouse properties up to 65 percent of the LTV
• Investment properties of up to four units up to 70 percent of the LTV
• Mixed-use or multi-family properties (5 or more units) up to 75 percent of the LTV
You must have a credit score of 700+ to qualify for the latter.
Financing Your Way
Contact us at Capital Cash 312-473-4163 Funding today to discuss our stated income commercial real estate loan. We’ll finance up to $500,000 and we offer fixed rates and 25-year amortization.
Fund Your Next Commercial Real Estate Project With Success
For any commercial real estate program to be successful, you need access to a consistent, reliable source of capital. At Capital Cash 312-473-4163 Funding, we are prepared to provide the commercial real estate financing solutions your organization needs and wants.
Our Program Options
We realize that every commercial real estate project is different, so we provide a variety of financing programs to meet the diverse needs of our client base:
• Conventional programs—Some of the properties we consider for this funding program include self-storage facilities, mobile home parks, and multifamily housing. We offer loans worth up to $100,000,000.
• Equity and mezzanine financing—Through this program, we can tailor the funding to meet the exact needs of our client’s situation.
• SBA7a and 504 loans—We offer 25-year terms for non-flagged and flagged hotels as well as interest rates as low as 4.5 percent.
• HUD and FHA lending—This program is meant for the rehabilitation, acquisition, and new construction of senior’s housing, healthcare facilities, hospitals, and multifamily rental housing.
• International financing—We have experience funding deals in Europe and Eurasia, but we are open to financing projects in other areas of the world.
• Bridge loans—If you need financing for a project quickly, we can provide financing worth up to $100,000,000 with variable rates worth up to 14 percent and 80 percent LTV.
• CMBS loans—These loans are backed by commercial properties that are combined into a pool, transferred to a trust, and then issued to investors in bond form.
We also offer an advantageous commercial construction funding program, which allows us to provide fixed financing in certain situations and loan amounts that range anywhere from $10,000,000 to over $100,000,000.